Motor Truck Cargo protects the transporter from their responsibility in the event of damaged or lost freight. We tailor motor truck cargo coverage to meet the specific needs of your operation or typically hauled commodities. Furthermore, most brokers require that you carry at least $100,000 in coverage. It is important to note that higher limits can be required for specialized operations.
Covers damages explicitly done to the cargo during transportation.
Average coverage ranges from $100,000 to $250,000, with higher limits available.
Policies have different types of exclusions that vary by provider and commodity.
When choosing a Motor Truck Cargo provider, consider factors such as deductibles, premiums, and most importantly, understanding the policy exceptions and restrictions. For reefer commodities, refrigeration breakdown coverage is crucial and should be carefully evaluated.
Our team of specialists can assist you in creating a policy that fits your specific needs. Be upfront with your budget and maintain open communication with your agent. Below are examples of coverage options available under Motor Truck Cargo policies.
Coverage is commodity-specific. Excluded commodities can be added by endorsement, and sometimes may have a fee.
Covers losses typically excluded under the policy due to malfunction of the reefers that may cause temp change and cargo rejection.
Under the trailer interchange agreement, it covers damages to a non-owned trailer, and a trailer even if not attached to a listed power unit.
Covers clean up done by tow company in the event cargo spills out of trailer during a collision.
Contact Max Insurance Group for coverage options, certificates, or claims. We offer unique and strategic plans tailored to your specific needs.
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